Your financial future, sorted.
Thinking about retirement? Figuring out how to pay private school fees? Want to make sure your family is sorted if anything should happen to you?
Let us handle the "life admin" so you can focus on enjoying life.
I'm Joshua Warmington, a fully-fledged Financial Advisor with over 10 years experience (Authorised Representative 1245505).
I'll help you structure investments, superannuation, debt, cashflow, tax and insurances to maximise money for retirement or other life milestones.
How we help you
Initial meeting
An obligation free discussion on your financial goals, areas of interest and risk tolerance. With your permission, we collect the relevant information to understand your situation.
Quote
We provide you a quote to provide our services. To give you a rough idea, it will be around $2,000 to $8,000.
Tailored advice
We'll do a thorough review of all options then present you a "Statement of Advice" with how to maximise your wealth, ensuring you're comfortable and understand the advice.
Action
After you give us the go ahead, we'll implement the Statement of Advice. You may choose to go with all our advice, or just parts of it. You'll always have the final say.
Ongoing advice
We're always looking to better your position and keep you in the loop with how things are going. Importantly, we use independent research to do this. A small fee based is charged. (eg 0.99% on $500k-1mil).
Hi, I'm Josh
My name is Joshua Warmington. I’m a fully-fledged financial advisor and authorised representative of Symmetry Group.
My vision is to create and cultivate a positive working relationship with clients to achieve their objectives. Also, to create plans that are adaptable to the different scenarios you may approach in life.
The main goal is to ensure that you can sleep comfortably at night knowing that their finances are being handled in a prudent and professional manner.
I can support you on the following areas:
Setting up direct equity portfolios
Self-Managed Superannuation Set-up, Maintenance or Advice
Personal Investment Advice
Retirement Planning
Debt and Cashflow Management
Social Security Advice
Risk Insurance Advice
General Estate and Tax Planning Advice
Superannuation Advice
If you wish to check my credentials my Authorised Representative Number is 1245505 and Symmetry Group's licence number (AFSL) is 426385.
150+
10+
Years of experience
Happy Clients
Fees & services
Transparency and acting with the utmost ethics are our core values, including being clear on fees.
These fees are our main income. We assess all options in the market to get you the best deal. We do not accept any kick backs, commissions or bonuses of any kind from third parties. Full details can be found here in our Financial Services Guide.
Our Initial Statement of Advice preparation fee is between $2,200 and $8,800 depending on complexity. A simpler plan could be setting-up, consolidating and optimising your Superannuation or a simple direct investment portfolio. Whereas the most complex plans involve supporting you comprehensively across all areas of investments, insurances, superannuation and cashflow planning.
If you choose to use our ongoing service then we charge a small [NEED TIMEFRAME] charge based on the balance we manage for you:
$0 - $500,000 = 1.10%
$500,001 - $1,000,000 = 0.99%
$1,000,001 - $2,000,000 = 0.77%
> $2,000,000 = between 0.22% - 0.66%
As a part of the ongoing services agreement, you will be provided with:
Ongoing support and administration
Ongoing portfolio monitoring and management (changes / rebalancing)
Periodic performance updates with an annual formal review (and opt in to continue for another 12 months)
Summary reporting of your financial position
Any ad hoc queries and support
Updates on relevant market, product or strategy options
Monitoring of Government legislative and regulatory changes
Coordination with other professionals (e.g. accountant, mortgage broker)
End of Financial Year advice
Corporate Actions for any of your recommended investments
Here's what our clients say
”Josh is right on top of everything that's happening in the share market and tax changes. He's helped get my superannuation sorted so I'll be able to live it up in retirement. I really can't thank him enough.”
Client looking to retire in the next five years
”My money is in safe hands. Joshua is very thorough and diligent. It's been great watching my investments grow far more than if I tried this myself. I'd certainly recommend him for anyone looking to get themselves sorted financially.”
Client in their thirties looking to build their wealth
Financial Services Guide
Joshua Warmington is an Authorised Representative (1245505) of Symmetry Group (AFSL 426385)
