Your financial future, sorted.
Thinking about retirement? Figuring out how to pay private school fees? Want to make sure your family is sorted if anything should happen to you?
Let us handle the "life admin" of optimising your finances so you can focus on enjoying life.
I'm Joshua Warmington, a fully-fledged Financial Advisor with over 10 years experience (Authorised Representative 1245505 of Symmetry Group AFSL 426385).
I'll help you structure your finances, investments, superannuation, debt, cashflow, tax and insurances to maximise your money for retirement or other life milestones.
FINANCIAL ADVISOR IN PERTH | WEALTH MANAGEMENT AND RETIREMENT PLANNING
How it works
Initial meeting
An obligation free discussion on your financial goals, areas of interest and risk tolerance. With your permission, the relevant information to understand your situation is collected.
Quote
You'll receive a quote for our financial advice services. To give you a rough idea, it will be around $2,000 to $8,000.
Tailored advice
After a thorough review of all the available options, you'll be presented a "Statement of Advice" with how to maximise your wealth, ensuring you're comfortable and understand the advice.
Action
After you give us the go ahead, the Statement of Advice will be implemented. You may choose to go with all of the advice, or just parts of it. You'll always have the final say.
Ongoing advice
You'll be kept in the loop and importantly, your investments will continually be optimised using independent research. A small fee based is charged. (eg 0.99% on $500k-1mil).
Hi, I'm Josh
My name is Joshua Warmington. I’m a fully-fledged financial advisor and authorised representative of Symmetry Group.
My vision is to create and cultivate a positive working relationship to achieve your objectives. Also, to create plans that are adaptable to the different scenarios you may approach in life.
The main goal is to ensure that you can sleep comfortably at night knowing that their finances are being handled in a prudent and professional manner.
I can support you on the following areas:
If you wish to check my credentials my Authorised Representative Number is 1245505 and Symmetry Group's licence number (AFSL) is 426385.
100+
10+
Years of experience
Happy Clients
Fees & services
Transparency and acting with the utmost ethics are my core values, including being clear on fees.
These fees are the main income. All options in the market are assessed to get you the best deal. Sometimes this may involve receiving commissions or using referral partners, if this is the case you will be told of these arrangements. Full details can be found here in the Financial Services Guide.
The Initial Statement of Advice preparation fee is between $2,000 and $8,000 depending on complexity. A simpler plan could be setting-up, consolidating and optimising your Superannuation or a simple direct investment portfolio. Whereas the most complex plans involve supporting you comprehensively across all areas of investments, insurances, superannuation and cashflow planning.
Complex implementations may attract a set-up fee of between $1,000 and $3,000.
If you choose to use the ongoing services there's a small annual fee based on your balance:
$0 - $500,000 = 1.10%
$500,001 - $1,000,000 = 0.99%
$1,000,001 - $2,000,000 = 0.77%
> $2,000,000 = between 0.22% - 0.66%
As a part of the ongoing services agreement, you will be provided with:
Ongoing support and administration
Ongoing portfolio monitoring and management (changes / rebalancing)
Periodic performance updates with an annual formal review (and opt in to continue for another 12 months)
Summary reporting of your financial position
Any ad hoc queries and support
Updates on relevant market, product or strategy options
Monitoring of Government legislative and regulatory changes
Coordination with other professionals (e.g. accountant, mortgage broker)
End of Financial Year advice
Corporate Actions for any of your recommended investments
Here's what clients say
”Josh is right on top of everything that's happening in the share market and tax changes. He's helped get my superannuation sorted so I'll be able to live it up in retirement. I really can't thank him enough.”
Client looking to retire in the next five years
”My money is in safe hands. Joshua is very thorough and diligent. It's been great watching my investments grow far more than if I tried this myself. I'd certainly recommend him for anyone looking to get themselves sorted financially.”
Client in their thirties looking to build their wealth
© 2026 Joshua Warmington is an Authorised Representative (1245505) of Symmetry Group (AFSL 426385).
Guidance across superannuation, retirement planning, investments, SMSFs, cashflow, debt management, tax strategies and personal insurance including income protection, life insurance and TPD cover.
Servicing clients across Perth and surrounding areas. (08) 6380 1400 | Joshua@symmetrygroup.com.au
